Alora, A.Sahoo, P.Sasidharan, A.2026-02-042024Finance Research Letters, 2024, 59, , pp. -15446123https://doi.org/10.1016/j.frl.2023.104756https://idr.nitk.ac.in/handle/123456789/21462This study presents a novel, thorough approach for central banks to identify and rate digital currency adoption obstacles. The study uses AHP and ANP to identify and prioritise CBDC adoption issues in two phases. The biggest hurdles identified are economic, technical, and financial. © 2023AHPANPCBDCCentral bank digital currency