Enhancing Financial Accessibility: A Tailored UPI Payment Application for Divyangjan

Abstract

The emergence of financial technology (FinTech) has transformed the financial sector, introducing a new era characterized by state-of-the-art technologies that enhance speed, affordability, and accessibility. The proliferation of the internet and smartphones has further accelerated this transformation, fostering greater connectivity and global interaction. Subsequently, these advancements have significantly expanded financial inclusion, ensuring access to financial services for previously under-served populations. While the rise of FinTech has propelled financial inclusion for many, individuals with disabilities have not experienced commensurate improvements in their financial accessibility. As the banking sector increasingly migrates to online platforms, people with disabilities encounter barriers stemming from inaccessible websites, mobile applications, and online banking services. This paper introduces a specialized UPI payment application designed explicitly for individuals with disabilities. The objective is to integrate this underserved demographic into the digital financial landscape, fostering financial inclusion and enhancing access to essential financial services. © 2024 IEEE.