Browsing by Author "Reddy, M.S."

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    Framework for Bank Loan Re-Payment Prediction and Income Prediction
    (Institute of Electrical and Electronics Engineers Inc., 2023) Dhruv, C.; Paul, D.; Kumar, M.H.; Anand Kumar, M.; Reddy, M.S.
    This research study aims to develop a predictive framework for income and bank loan repayment prediction. The primary objective is to accurately predict an individual's income and their ability to repay a loan to help them make informed financial decisions. Using a data-driven approach, we collected and analyzed data on various factors that impact income and loan repayment, such as employment history, education, credit score, and demographic information. This data will be used to build predictive models that can provide accurate estimates for both income and loan repayment. The models will be validated using historical data and refined to improve accuracy. The study will focus on developing two separate predictive models: one for income prediction and another for bank loan repayment prediction. The income prediction model will provide individuals with an estimate of their future income based on their individual financial circumstances. The bank loan repayment prediction model will help financial institutions predict the likelihood of loan repayment based on the borrower's financial history and current financial circumstances. This predictive framework will provide valuable insights into the financial stability of individuals and the creditworthiness of borrowers. It will help individuals plan for their financial future, such as saving for retirement or investing in the stock market. It will also assist financial institutions in making informed lending decisions, reducing the risk of loan defaults, and improving the overall health of the financial industry. The development of a predictive framework for income and bank loan repayment prediction will provide valuable insights and tools for both individuals and financial institutions. Accurate predictions of income and loan repayment will enable informed financial decisions, improving the financial stability and well-being of all parties involved. We have created a user-friendly financial bot that can provide basic definitions of financial terms based on user queries. © 2023 IEEE.
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    Seismic Image Retrieval and Classification with Novel Slice Shuffling Data Augmentation
    (Institute of Electrical and Electronics Engineers Inc., 2024) Gowhar, S.G.; Agrawal, S.; Reddy, M.S.; Anand Kumar, M.
    This paper introduces a framework for automating the analysis of seismic images, which is essential for geological studies. Leveraging the intersection of Computer Vision and Geology, it addresses the scarcity of automated solutions in this domain. Developed within the Reflection Connection challenge, the framework facilitates query-based retrieval of seismic images and identifying structural features. Techniques such as fine-tuning pre-trained architectures and employing one-shot classification methods were explored. Additionally, a novel data augmentation method, Slice Shuffling Augmentation for Geological features that enhanced the model performance was developed. © 2024 IEEE.